Loan

Mortgage Loan

Vasantrao Naik Nagari Sahakari Patsanstha Maryadit

Interest Rate : 12.75% p.a.

The Mortgage Loan Scheme is designed to provide financial assistance to members against eligible property security. It is suitable for members who require financial support for important personal, housing, business, or other eligible requirements.

New Vehicle / Housing Loan

Interest Rate : 11.75% p.a.

The Mortgage / Housing Loan Scheme is designed to help members purchase, construct, renovate, or extend their own house or meet major financial needs by mortgaging property. This scheme provides long-term financial support at affordable interest rates, ensuring security and peace of mind.

Daily Deposit Based Loan

Interest Rate : 12.75% p.a.

The Daily Deposit Based Loan Scheme is specially designed for members who regularly save under the Daily Deposit Scheme. This loan facility allows members to obtain financial support based on their daily deposit balance, making it an easy and convenient borrowing option.

Gold Loan

Interest Rate : 10.00% p.a.

The Gold Loan Scheme provides members with quick and secure financial assistance by pledging gold ornaments. This scheme is ideal for meeting urgent personal, business, or emergency financial needs with minimal documentation and fast disbursement.

Loan against Deposit

Interest rate 2% higher than the deposit interest rate.

The Loan Against Deposit Scheme allows members to meet their immediate financial requirements without prematurely closing their eligible deposits. Members can avail themselves of a loan against their deposit while continuing to retain their investment, subject to the rules and policies of the Patsanstha.

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