Loan

Personal Loan

Vasantrao Naik Nagari Sahakari Patsanstha Maryadit

Interest Rate : 12.75% p.a.

The Personal Loan Scheme is designed to meet the personal and family financial needs of members. Whether it is for medical expenses, education, marriage, travel, or any urgent requirement, this scheme offers quick financial support at reasonable interest rates.

Mortgage / Housing Loan

Interest Rate : 11.75% p.a.

The Mortgage / Housing Loan Scheme is designed to help members purchase, construct, renovate, or extend their own house or meet major financial needs by mortgaging property. This scheme provides long-term financial support at affordable interest rates, ensuring security and peace of mind.

Daily Deposit Based Loan

Interest Rate : 12.75% p.a.

The Daily Deposit Based Loan Scheme is specially designed for members who regularly save under the Daily Deposit Scheme. This loan facility allows members to obtain financial support based on their daily deposit balance, making it an easy and convenient borrowing option.

Gold Loan

Interest Rate : 11.75% p.a.

The Gold Loan Scheme provides members with quick and secure financial assistance by pledging gold ornaments. This scheme is ideal for meeting urgent personal, business, or emergency financial needs with minimal documentation and fast disbursement.

Employee Loan (Salary Based)

Interest Rate : 8.75% p.a.

The Employee Loan (Salary Based) Scheme is specially designed for salaried employees to meet their personal and family financial needs. This loan is offered against regular salary income, ensuring easy eligibility, lower risk, and affordable interest rates.

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